Well, it seems Chase Bank has hit hard times, so they’ve turned me for a supplemental bail-out.
A few months ago, I consolidated all my credit card balances to my credit card at Chase in an attempt to not only make things easier come bill time every month, but because the APR was 3.99% fixed for the life of the balance.
Now, they’ve decided they’re going to show their gratitude in two ways.
The first … Increase my minimum monthly payment from 2% of the outstanding balance to 5%. That might not seem like a huge increase, but it will mean an extra $600 each month.
Second … They’re going to start charging a $10 service fee (equating to $120 annually) for the privilege of saying to everyone I’m a customer of the most f*cked up bank on earth.
WHATEVA!
Maybe they’re doing me a favor. By increasing my minimum monthly payment to as high as they’ve done, I will forcibly be credit-card debt free now in under two years. Then, I can get out of this bullsh*t credit-card race to hell all together. Maybe I should be grateful for that – this might be a blessing in disguise.
I just can’t wait for my balance to hit $0 so I can call them and go NOW WHAT, B*TCHES?! NOW WHAT?! OH, YOU STILL WANT ME AS A CUSTOMER? OH, I DON’T THINK SO. CANCEL THIS CARD, B*TCHES! AND, GO HAVE SEX WITH CHARLIE MURPHY.
Update … I updated my statement delivery option from paperless to statement in the mail. If they’re going to charge me $10 a month, they can do something for it. How else can I cost them money?
December 8th, 2008 at 4:53 pm
I dont get these banks. I mean I understand when they got deadbeat customers who dont pay, but why fuck us all over? I always pay my cards on time, and more than the minimum. When I finally paid off my GM card they jacked my interest rate from 7.99% to over 35%. So why would I ever use their card anymore. Then since they raised it, my other cards somehow became aware of that, and they all raised my rates to! Every card I have except my Bank of America Visa are all over 35% interest rate right now since the market went to shit.
December 30th, 2008 at 5:22 pm
LET CHASE KNOW HOW MUCH THEY SUCK!
It’s time to revolt against these greedy, unscrupulous motherf*ckers . Call Chase 100 times a day at 800-537-7783 (they pay for the call, so make it as long as you can!), ask to be transferred from supervisor to supervisor, have them read the terms of your agreement to you, send payments in coin, mail in their business reply envelopes stuffed with heavy items, and waste their time and money like they’re wasting yours as best you can.
And don’t forget to file an official complaint with the Comptroller of the Currency (the main government agency for this sort of thing) and others below:
The Office of the Comptroller of the Currency (oversight of banks such as Chase) can be reached as follows: OCC Customer Assistance Specialists are available by calling 1-800-613-6743, Monday – Friday, 7:00 a.m. to 7:00 p.m., Central Time or by sending an email to Customer.Assistance@occ.treas.gov – and you can also find the form for official complaints (must be mailed or faxed) at http://www.helpwithmybank.gov/complaints/index.html
Your State’s Attorney General website can be found at
naag.org
The United States Attorney General can be contacted at
http://www.usdoj.gov/atr/contact.html
Your State District’s Federal Congressman can be found at
http://www.house.gov/
Your U.S. Senators can be found at
http://www.senate.gov/
LET’S CHASE CHASE OUT OF TOWN!!
August 18th, 2009 at 3:25 pm
I just want to give a big F*CK YOU to chase credit cards. They are now making payment due dates on the weekends, like Sunday, so when the payment gets posted the following business you get a nice big fee. F*CK YOU chase!
What is the point of a due date if you can’t make the payment on that day or even the day before.